Construction All Risks Insurance, 4th Ed | 2025*

Construction All Risks Insurance, 4th Ed

Construction All Risks Insurance is an indispensable resource for legal professionals and insurance brokers working within the construction insurance sector. Renowned as the leading reference in the field, this guide remains the primary source for those seeking clarity on construction insurance matters.

The book offers a thorough overview of Construction All Risks (CAR) Insurance, tracing its development from the Marine Insurance Act of 1906 to its modern-day applications, and exploring the procedures and common challenges associated with CAR claims.
It provides detailed, practical guidance for handling CAR insurance disputes and explains how insurance law applies to commercial policies.

The text underscores the importance of insurance in construction projects, calling attention to critical areas such as Institute Cargo Clauses and aviation-related risks.
It analyzes the structure of CAR policies and offers practical tips on drafting key clauses—covering topics such as rectification, fortuity, loss or damage, and warranties.
The book also explores the various exclusions in CAR policies, including defect exclusions and standard exclusions, and their impact on claims.

Challenging topics such as causation and co-insurance are discussed in depth.
Readers will find useful sample policy clauses and precedent documents, along with guidance on the claims process and considerations for marine, aviation, and property risks.

This fourth edition includes key updates and revisions:

• Major updates to the Marine and Aviation chapters

• New analysis of co-insurance, featuring recent rulings such as the UK Supreme Court decision in MT Polar and the Court of Appeal’s judgment in RFU v Conway

• Reviews of U.S. cases including South Capitol Bridgebuilders v Lexington Insurance Company and SCB v Lexington, examining the LEG 3 defects exclusion

• Updated interpretation of “damage” based on the Commercial Court ruling in Sky and Mace v Riverstone

Table of Contents of Construction All Risks Insurance, 4th Ed